Welcome to the ScottJessop.com Blog

2016-04-12 10:06:03
5 Things To Consider When Buying a Home

Buying a home, especially your first home, is a thrilling, yet somewhat scary, experience. With the help of a real estate agent, you can move through the homeownership with a little more ease and comfort knowing there is someone ready and willing to help and answer all your questions. 

When starting out in homeownership, here are 5 insights when moving forward: 

  1. Understand your needs. What does your lifestyle look like? The more you can identify the location of your home. Are you more urban or do you like the flexibility of the suburbs? Take some time to consider which location best first you and your family’s lifestyle. In the end, you’ll be glad you did.
  1. Weigh the costs. Homeownership is not cheap. Many people enter into the process thinking only on the cost of the mortgage. Take some time to calculate utilities, property taxes, repairs, and HOA fees, and other various expenses which can add up. The more you know in the beginning the better off (and happier) you’ll be later on.
  1. Build vs Buy. Building a home can get expensive. Even if you’re planning on purchasing an older home and fixing it up, the costs can still add up. If you still want to go this route, take some time to do your due diligence. Even if you plan on doing it yourself, the cost of tools and your time are some factors to seriously consider if you decide to hire someone, do your research and ask for references.
  1. Understand your loan. Home loans are complicated and something your should never enter into blindly. Talk with your bank, credit union, or mortgage broker to see what you qualify for and how much your mortgage rates will be. Also, if you’re putting a small down payment on your home you can expect to pay some additional fees. Your lender or mortgage officer can help you weigh these and know which options are best for you. Before agreeing to any loan and signing papers, be sure you read the fine print and clauses.
  1. Get it in writing. A great way to protect yourself is to make sure every part of the sale in writing. Also, the legal jargon of home buying and real estate terms can be confusing and daunting. Don’t be afraid to ask questions to ensure you understand the ins and outs of the real estate process. The more information you have, the better off you’ll be.

Ready to buy? Give us a call today and let us help you navigate the home buying process. We’re here to answer all your questions and help you find that dream home you’ve been wanting.

Blog Archive
2016-04-12 10:06:03
5 Things To Consider When Buying a Home

2016-03-23 10:31:03
How To Prepare For The Home Buying Process

2016-03-14 09:38:32
How To Sell Your Home When You Have Pets

2016-02-22 10:40:16
3 Important Tips When Moving Into Your New Home

2016-02-08 10:05:46
The Benefits of Hiring An Agent To Help You Buy Yo

2015-12-18 09:05:03
Boost Your Productivity At Work With These 3 Tips

2015-11-24 10:16:19
3 Tips for Enjoying The Christmas Season

2015-11-09 10:07:46
Before You Buy, Ask Yourself These 3 Questions

2015-10-26 11:17:50
Questions to Ask Before Making an Offer

2015-10-06 11:22:53
Getting in the Fall Spirit

2015-09-16 11:51:11
Autumn Fun in September

2015-08-13 10:49:00
Utilize Your Small Space for a Bigger Payoff

2015-07-09 10:00:19
Remodel Success With 3 Tips

Comment on this Article

Your Name:
Your Email:
Verify:  Please enter the numbers shown to help eliminate spam.